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Continuing Education Course Formats: Online vs Webinar

Mortgage professionals, CE season is here, and when it comes to your mortgage education training, there are many ways to complete your annual requirements, including taking a live class, online course, or live webinar. Today we will tackle the question of online vs. webinar format. Many people in the industry may sometimes tend to interchange […]

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Adjustable-Rate Debt Is Getting Pricier, How To Prepare Your Clients For The Increases

On March 16th, the Federal Reserve raised its short-term benchmark rate by a quarter percentage point. So now is the time to pay off high-interest debt before it gets more expensive. That includes adjustable-rate debt, such as credit-card balances or auto loans. Financial advisers say consumers should pay down their high-interest debt as quickly as […]

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Mortgage Rate Increases Are Fast Approaching, Here’s What to Advise Your Clients

When it comes to real estate, there will always be upswings in the market that will impact homeowners’ mortgage payments and overall financial health. But in 2022, that is an understatement. Mortgage rates have quickly risen to the highest levels seen since the first COVID-19 lockdowns were issued in 2020, and for many Americans in […]

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Not so Fast LOs: 3 Reasons Your Clients Should Not Pay Off Their Mortgage Early

As mortgage professionals know, the burden of debt, especially when it comes to the high price tag of a home, can be a significant worry to many of their clients. However, what most homeowners may not be aware of is that paying their mortgage off early can have a negative impact on their financial health. […]

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4 Ways That Using a Mortgage Professional Will Save Homeowners a Lot of Money

In some cases, homeowners and future homeowners may think it is better to go it alone when it comes to acquiring a mortgage, but there are many benefits associated with using a mortgage professional that can make finding a dream home a lot easier. As a mortgage professional, you are going to be working with […]

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3 Simple Tips for Boosting Your Borrower’s FICO Score Before Applying for a Mortgage

A variety of factors are involved in getting your clients’ mortgage approved, but few things will have more impact than their FICO score and the credit history that goes along with it. Instead of leaving their score up to chance when submitting an application, here are a few ways that you can suggest to your […]

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Is It Still Possible to Get a Mortgage With Zero Down? Yes – and Here’s How

MLOs, when it comes to investing in a mortgage, the down payment is key in making your client’s investment a reality. However, while most opportunities for putting zero down on a home have disappeared since the last economic recession, over the years, a few ways to buy without putting money down have emerged. If your […]

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Ameritrain Live Classes Temporary Move to Webinar Format

Due to the ongoing impact of the Coronavirus (COVID-19) and because of the rapid changes every day, we have made some changes that we believe will help combat the spread of the virus as much as possible. Here at Ameritrain, we recognize the importance of continuing to serve you safely during this unprecedented time. Because […]

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Self-Study, State-Specific PE Courses Come to Ameritrain

Since 2010, taking a state-specific pre-licensing course has required the guidance of an instructor.  Due to that format, courses are offered with time constraints that place pressure on both the student and the instructor. Imagine this: you are attempting to get licensed in the state of Florida and only have one two-hour course standing in […]

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Money Moves – Barriers to Getting Your NMLS License

Entering the mortgage business to help others achieve their homeownership dreams is a wonderful and noble cause, but an even better reason is to earn more income so you can realize your own goals. Though helping others realize their dreams can be exciting, the mortgage business is most rewarding if earning money is your primary […]

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